Credit Risk Strategy Analyst - Remote

Overview

As a member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize credit strategies, including underwriting and customer management strategies.

In Short

• Leverage internal and external data to create best in class credit policies.
• Understand Ramp’s exposure to risk across multiple products.
• Investigate and evaluate efficiency of risk policies, procedures, and processes.
• Analyze market and industry trends to identify potential macroeconomic risk factors.
• Partner with product, engineering, and design teams to execute credit policies.
• Collaborate with data scientists to build credit risk models.
• Work with finance teams to maintain risk adjusted returns framework.

Requirements

• Minimum 2 years of experience in credit risk management or quantitative strategy role.
• Minimum 2 years of experience using SQL or Python for data retrieval and manipulations.
• Experience within consumer/corporate/small business cards, payments, lending, or related industries.
• Excellent written and verbal communication skills.

Benefits

• 100% medical, dental & vision insurance coverage for you.
• 401k with employer match.
• Flexible PTO.
• Fertility HRA (up to $5,000 per year).
• WFH stipend to support your home office needs.
• Wellness stipend.
• Parental Leave.
• Relocation support to NYC or SF.
• Pet insurance.