Credit Risk Analyst - Remote

Overview

A highly analytical professional with deep expertise in Expected Credit Loss (ECL) modeling forecasting and collections risk analysis. This role is critical in shaping data-driven recovery strategies by analyzing delinquency trends, risk segmentation, and portfolio performance.

In Short

• Analyze delinquency trends and risk segmentation.
• Evaluate collections effectiveness.
• Provide actionable insights to improve recoveries.
• Hands-on experience with SQL and Python for data analysis.
• Understand predictive models and their impact on collections strategies.
• Optimize recovery efforts based on model outputs.
• Thorough understanding of underwriting decisions.
• Impact of collections operations on Expected Credit Loss.
• Work with portfolio performance metrics.
• Contribute to the development of financial products.

Requirements

• Strong analytical skills.
• Experience in ECL modeling.
• Proficiency in SQL and Python.
• Knowledge of statistical modeling concepts.
• Ability to interpret model outputs.
• Experience in collections risk analysis.
• Understanding of financial products.
• Ability to work with data-driven strategies.
• Strong communication skills.
• Detail-oriented and results-driven.

Benefits

• Opportunity to work in a pioneering mobile banking institution.
• Engage in impactful financial product development.
• Work with a diverse international team.
• Access to professional development resources.
• Competitive salary and benefits package.
• Flexible working arrangements.
• Contribute to reshaping Africa's financial landscape.
• Innovative work environment.
• Exposure to cutting-edge financial technologies.
• Potential for career advancement.