Lead Credit Analyst, Personal Borrowing - Remote

Overview

Monzo is on a mission to make money work for everyone, moving away from traditional banking to create a positive impact through innovative financial solutions.

In Short

• Join a rapidly growing Borrowing business at Monzo.
• Develop credit and pricing strategies for unsecured lending products.
• Lead initiatives to improve credit underwriting and manage portfolio risk.
• Collaborate with cross-functional teams to enhance product offerings.
• Utilize data analysis to inform strategic business decisions.
• Mentor junior team members and support their development.
• Work in a fast-paced environment focused on customer impact.
• Flexible working hours and remote options available.
• Competitive salary with stock options and benefits.
• Opportunity to relocate to the UK and visa sponsorship available.

Requirements

• Extensive experience in unsecured retail lending.
• Deep understanding of lending market dynamics and pricing impact.
• Experience in developing underwriting strategies and credit models.
• Strong analytical skills with technical coding abilities (SQL required, Python and Looker preferred).
• Knowledge of UK lending regulations.
• Excellent communication skills for articulating complex problems.
• Project management experience across teams.
• Ability to collaborate with diverse teams.
• Motivated to create positive customer experiences.

Benefits

• Salary range of £70,000 to £90,000 plus stock options.
• Relocation assistance to the UK.
• Visa sponsorship available.
• Flexible working hours.
• Annual learning budget of £1,000 for professional development.
• Comprehensive benefits package.
• Inclusive and diverse work environment.
• Opportunity to make a significant impact on customers' lives.
• Support for personal growth and career development.
• Engagement in a mission-driven company culture.