Director, Credit Risk Management - Remote

Overview

As a Director, Credit Risk Management (US), you will play a critical role in managing and evolving credit risk strategies across Momentum’s lending portfolio. This role requires hands-on expertise in credit analytics, team leadership, and knowledge of the US subprime lending market.

In Short

• Develop and implement credit strategies for US lending products.
• Design, implement, and optimize credit strategies for sub-prime lending.
• Maintain and enhance underwriting analytics.
• Monitor loan portfolio performance.
• Oversee daily work and analysis of the credit risk team.
• Monitor compliance with risk appetites and policies.
• Lead, mentor, and manage a team of analysts.
• Leverage advanced data science and machine learning capabilities.
• Conduct in-depth analysis using SAS, SQL, R, Python.
• Support the development of customer value models and loss forecasting methodologies.

Requirements

• Expertise in consumer credit risk management.
• Ability to lead cross-functional projects.
• Strong communication and interpersonal skills.
• Proven analytical and problem-solving skills.
• Bachelor’s or Master’s degree in Finance, Economics, or related field.
• 10+ years of experience in consumer credit risk roles.
• Strong knowledge of US subprime lending and regulatory frameworks.
• Proficiency with credit risk tools and statistical software.
• Experience with lead generation platforms preferred.

Benefits

• Competitive pay aligned to experience and market value.
• Discretionary Annual Bonus.
• Comprehensive Benefits – Medical, dental, vision, and more.
• Retirement Plans.
• Hybrid Work Environment.
• Employee recognition programs and development opportunities.