Director of Credit Risk - Remote

Overview

The Director, Credit Risk at Toast is a strategic role focused on building and scaling risk management frameworks to support the growth of Toast Capital’s lending portfolio while ensuring responsible risk management.

In Short

• Lead the development of credit risk management frameworks and policies.
• Oversee portfolio risk monitoring and stress testing.
• Collaborate with Product and Finance teams on new lending offerings.
• Manage ongoing credit performance and delinquency trends.
• Foster partnerships with various teams for data-driven decision-making.
• Build and mentor a high-performing credit risk team.
• Ensure compliance with regulatory standards.
• Present risk assessments to executive leadership.
• Drive innovation in Toast’s lending business.
• Shape the future of restaurant financing.

Requirements

• 10+ years of experience in credit risk management.
• 5+ years of team management experience.
• Strong understanding of credit risk analytics and underwriting.
• Experience in launching and scaling lending products.
• Proficiency in credit modeling and loss forecasting.
• Ability to influence executive stakeholders.
• Strong leadership skills.

Benefits

• Competitive salary and total rewards package.
• Opportunities for professional growth.
• Flexible work environment.
• Health and wellness programs.
• Inclusive and diverse company culture.