Director, Credit Risk & Analytics - Remote

Overview

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

In Short

• Design & implement strategies and analytical frameworks to evaluate applicant risk.
• Own underwriting policy changes end to end.
• Ensure compliance with regulatory requirements.
• Document and automate analytical frameworks.
• Collaborate with other departments to enhance customer experience.
• Monitor loan portfolio performance.
• Develop/manage periodic reporting templates.
• Drive insights/decisions around merchant pricing and underwriting policy.

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, Statistics, Computer Science or a related field.
• 5+ years of experience in Analytics domain.
• Strong analytical skills with the ability to interpret & visualize complex data.
• Meticulous attention to detail in reviewing documentation.
• Familiarity with credit risk management principles.
• Excellent verbal and written communication skills.
• Ability to thrive in a fast-paced environment.
• Working knowledge in SQL and R/Python required.

Benefits

• Competitive salary and stock option plan.
• 100% paid coverage of medical, dental and vision insurance.
• Flexible PTO.
• Opportunities for professional growth and development.
• Paid parental leave.
• Health & wellness initiatives.