Mortgage Underwriter - Remote

Overview

Better is seeking a Mortgage Underwriter to join our growing team. In this role, you’ll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions.

In Short

• Underwrite and decision agency conforming and jumbo residential mortgage loans.
• Verify and analyze all necessary financial information and documentation.
• Review appraisal reports to identify and resolve discrepancies.
• Conduct thorough analysis of applicant's income, expenses, and credit reports.
• Calculate qualifying ratios and assess creditworthiness.
• Collaborate with cross-functional teams for seamless loan processing.
• Manage a pipeline of 200+ loans in a high-volume setting.
• Thrive in a remote work environment.
• Strong written and verbal communication skills are essential.
• Experience with HELOC and Non-Conforming loans is a plus.

Requirements

• 3+ years of recent experience underwriting FNMA and FHLMC mortgages.
• Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
• Ability to work in a high-pressure, fast-paced environment.
• Strong attention to detail and efficiency under pressure.
• Ability to manage multiple loan files simultaneously.

Benefits

• Opportunity to work with skilled engineers and industry experts.
• Unique chance to reimagine the mortgage process.
• Collaborative work environment.
• Potential for professional growth in a fast-growing company.