Merchant Underwriting Team Lead - Remote

Overview

Unlimit is seeking an experienced High-Risk Merchant Underwriting Lead to enhance our high-risk underwriting function, focusing on robust practices for complex merchant profiles while ensuring compliance with regulatory and internal standards.

In Short

• Drive and mature high-risk underwriting function.
• Establish robust underwriting practices.
• Ensure compliance with card scheme expectations.
• Support sustainable business development.
• Lead and mentor the high-risk underwriting team.
• Conduct comprehensive risk assessments.
• Manage inbound requests from payment schemes.
• Prepare and coordinate action plans for identified gaps.
• Build effective cross-functional collaboration.
• Maintain effective controls and risk mitigation strategies.

Requirements

• 3+ years of experience in merchant underwriting.
• Prior experience in a senior underwriting role.
• Strong understanding of high-risk business models.
• In-depth knowledge of regulatory requirements.
• Demonstrated professional competence in underwriting.
• Strong partnership mindset.
• Ability to support complex onboarding initiatives.
• Proactive and structured work approach.
• Effective communication skills.
• Experience in managing cross-functional teams.

Benefits

• Opportunity to work in a global fintech powerhouse.
• Collaborative and dynamic work environment.
• Professional development opportunities.
• Exposure to diverse payment methods and markets.
• Ability to impact business development and risk management.