Financial Controller, EU - Remote

Overview

Monzo is looking for an experienced and forward-thinking Financial Controller to lead our core controllership and reporting activities for our European business as we expand into the EU. This is a key leadership role with real growth, working closely with the EU CFO and partnering with the Group Financial Controller to deliver high-quality financial reporting, strong financial governance, and scalable processes in support of our fast-growing, tech-driven EU expansion.

In Short

• Owning all aspects of financial control for Monzo’s EU operations, including financial close, audit and statutory accounts.
• Ensuring a robust, scalable control environment with a focus on automation, data integrity, and process efficiency.
• Owning the end-to-end delivery of EU entity financial statements and monthly management reporting to the EU CFO and Board.
• Collaborating closely with the Group Financial Controller to ensure alignment on accounting policy, consolidation, and internal reporting across entities.
• Developing and refining the EU’s Finance operating model in line with growth, complexity, and regulatory obligations.
• Building and maintaining effective working relationships with internal stakeholders, external auditors and advisors.
• Leading and developing a small team of finance professionals, fostering a culture of accountability, learning, and collaboration.
• Contributing to strategic projects including systems implementations, process redesign, and Monzo’s readiness for future capital markets events (e.g. IPO).
• Supporting financial planning and analysis efforts by ensuring accurate and timely data feeds between accounting and forecasting tools.
• Drive continuous improvement in reporting, reconciliations, and controls using modern finance tools and methodologies.

Requirements

• You have significant experience in a financial controller role within a retail bank or financial services firm.
• You have strong technical accounting knowledge (IFRS) and experience managing statutory audits.
• You have an understanding of regulatory reporting and the UK/EU banking supervisory framework.
• You have experience operating in multi-entity or cross-border structures.
• You have proven ability to improve finance processes and controls, with a data-first, automation-led approach.
• You have excellent communication and stakeholder management skills, including engagement with auditors, regulators, and senior leadership.
• Are adaptability and resilience in fast-paced, tech-led, and agile environments.
• Bonus: Experience with banking license oversight, capital adequacy, IPO-readiness, or finance systems transformation.

Benefits

• £105,000 - £135,000 salary range ➕share options.
• This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
• We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
• £1,000 learning budget each year to use on books, training courses and conferences.
• We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
• Plus lots more! Read our full list of benefits.