Senior Credit Quality Assurance Analyst - Remote

Overview

This position operates in the 2nd line of defense and is embedded in the Credit Risk Department which is part of the Risk Division. Acting primarily as an oversight of the 1st LOD Continuous Monitoring activities. The primary responsibility is to analyze and monitor the credit quality and loan exposure for assigned commercial loan portfolio with a focus on problem credits. Additionally monitor/oversee the credit quality of higher risk transactions Ensure that appropriate recommendations for risk rating changes including non-accrual and charge-off through the department hierarchy follow established 1st line processes. Escalate credit problems and make appropriate recommendations for action to management.

In Short

• Independently review and evaluate accuracy of individual risk ratings on assigned problem loan portfolios.
• Communicate regularly with business line management regarding high risk and/or problem loans.
• Assist in developing near term forecasts for movements into and out of non-accrual status.
• Participate in quarterly problem loan meetings.
• Collaborate with Credit Accounting team to confirm impairment reserves.
• Prepare written documents and escalate material findings.
• Adhere to compliance/operational risk controls.
• Provide documentation and support for assessing commercial problem loan portfolio.
• Act as a mentor for junior staff.
• Assist with targeted Bank Examinations.

Requirements

• Minimum seven (7) years of experience in commercial credit, lending, finance, accounting, or audit.
• Bachelor’s degree in a business-related curriculum or equivalent experience.
• Strong interpersonal skills necessary for business partner relationships.
• Ability to analyze financial data and understand credit issues.
• Proficient in Microsoft software including Outlook, Excel, Word, PowerPoint, Access.
• Effective communication skills, both written and verbal.
• Ability to multi-task and prioritize work.
• Strong understanding of credit policies and guidelines.
• MBA preferred.

Benefits

• Competitive pay range of $100,611.94 - $167,686.57 annually.
• Comprehensive medical and retirement benefits.
• Forty hours of paid volunteer time each year.
• Support for professional growth and development.
• Diversity and inclusion initiatives.