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Senior Credit Risk Manager, Student Loans - Remote

Posted 17 weeks ago
Finance / Legal
Full Time
CA, USA
$186,000 - $211,000 USD/year

Overview

As the Senior Credit Risk Manager, Student Loans, you will play a crucial role in developing and optimizing credit strategies to drive business growth while managing risk.

In Short

  • Develop and optimize credit strategies for pre-screening and underwriting.
  • Lead champion-challenger testing to optimize underwriting strategies.
  • Collaborate with Data Science team to develop new machine-learning risk models.
  • Monitor credit portfolio performance and identify areas for improvement.
  • Work cross-functionally with various teams to implement strategies.
  • Manage regulatory and audit compliance.
  • Lead and develop junior team members.

Requirements

  • 7+ years of experience in credit strategies for loans or credit cards.
  • At least 1 year of experience in leading and mentoring team members.
  • Strong analytical skills with expertise in SQL and Python.
  • Experience in risk analytics and statistical modeling.
  • Proven ability to deliver business results through collaboration.
  • Experience with Business Intelligence tools like Looker or Tableau.
  • Strong knowledge of credit risk management.
  • Willingness to travel to the Oakland office monthly.

Benefits

  • Health, Dental, & Vision benefits plus savings plans.
  • Mac computers + work-from-home stipend.
  • Monthly internet and phone reimbursement.
  • Employee Stock Purchase Plan.
  • 401(k) plan with company match.
  • Robust tuition reimbursement program.
  • $1,000 travel perk on each Earnie-versary.
  • Competitive days of annual PTO.
  • Competitive parental leave.
Earnest logo

Earnest

Earnest is dedicated to making higher education accessible and affordable for everyone. The company empowers students by providing financial support through private student loans, student loan refinancing, and access to scholarships. With a mission to alleviate the stress of student debt, Earnest fosters a culture of ownership, humility, and a growth mindset among its employees. The company values collaboration and offers a range of competitive benefits, including health plans, stock options, and a robust tuition reimbursement program, all while promoting diversity, inclusion, and a supportive work environment.

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