Senior Credit Portfolio Manager - Remote

Overview

We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess, price and grow our consumer credit portfolio. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe's leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.

In Short

• Develop market leading pricing models to ensure we optimise our risk / reward structure
• Drive development of consumer finance products for new product types and markets
• Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
• Conduct thorough back-testing of existing pricing and scoring models to assess validity of returns and identify areas for enhancement
• Provide expert recommendations for policy and pricing improvements based on data analysis and industry best practices
• Work closely with the Credit Operations and Risk Management team to implement new policies, products and work instructions
• Ensure seamless integration and operational efficiency
• Enhancing the overall return of the portfolio
• Communicate insights and recommendations to key stakeholders

Requirements

• Successfully completed studies in economics, financial management or a comparable course of study
• Ideally knowledge of Python, Redash, data analytical tools
• Relevant experience in credit analysis, pricing and risk management
• Understanding of consumer finance regulation and product design
• Experience in the role as a Team lead or personnel responsibilities
• Working detail-oriented with a strong focus on accuracy and compliance
• Ability to work independently and manage multiple projects simultaneously
• Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
• Business fluent in English, while knowledge of German is a plus

Benefits

• Be part of Europe's leading digital automotive platform!
• Personal growth with the contribution of own ideas
• Frequent feedback talks will support you in achieving your goals
• Flexible working hours
• Time to relax: 26 days vacation
• Working from home: you can work from home up to 3 days a week