Credit Analyst - Equipment Finance - Remote

Overview

The Analyst’s primary responsibility is to analyze and make credit decisions within assigned authority or make recommendations for credits ranging from $50k to $500k+, including Equipment Leases and Financings, Recourse and Non-recourse Lines of Credit and Vendor Programs, while ensuring risk exposure consistent with the company’s credit quality guidelines.

In Short

• Review financial data such as income, balance sheet and cash flow statements.
• Research and examine credit risks, assess history, and articulate reasons for support of an extension of credit.
• Prepare credit submissions to Sr. Management.
• Conduct on-going verification and regular tracking of customers’ credit quality.
• Experience managing and developing others.
• Monitor collateral values and methodologies.
• Partner with processors to ensure loan documentation is consistent with requirements.

Requirements

• 2+ years of commercial underwriting experience.
• Bachelor’s Degree in Finance, Accounting, or other related field required.
• Independent/single signature credit authority in the $250K-$350K range.

Benefits

• Competitive salary and benefits package.
• Opportunities for professional development.
• Work in a dynamic and supportive environment.