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Mortgage Underwriter - Remote

Posted 33 weeks ago
Finance / Legal
Full Time
USA
$20.94 - $34.91/hour

Overview

Responsible for underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act.

In Short

  • Underwrite conventional (conforming and non-conforming) residential mortgage loans.
  • Ensure compliance with investor requirements, federal and state laws.
  • Perform risk assessments of credit and collateral.
  • Resolve post-closing issues to ensure loan saleability.
  • Assist management in expediting loan closings.
  • Keep informed of current practices in loan underwriting.
  • Communicate with internal and external stakeholders.
  • Run and interpret AUS findings.
  • Re-underwrite and verify loans monthly.
  • Maintain federal registration requirements under the SAFE Act.

Requirements

  • Associates degree or 2 years relevant experience.
  • Three years mortgage processing/underwriting experience.

Benefits

  • Competitive pay based on knowledge and experience.
  • Medical and retirement benefits.
  • Forty hours of paid volunteer time each year.

W.R

WT Representative

Wilmington Trust N.A, a part of the M&T Bank corporate family, has a rich history dating back to 1903 when it was founded by T. Coleman du Pont. The company specializes in providing fiduciary management and administration of complex trust relationships for both individual and institutional clients. With a commitment to delivering high-quality service, Wilmington Trust is recognized internationally for its expertise and professionalism. The company values integrity, ownership, collaboration, curiosity, and candor, and is dedicated to fostering a supportive work environment that encourages the growth and development of its employees. Wilmington Trust offers competitive benefits and is committed to equal employment opportunities, ensuring a diverse and inclusive workplace.

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