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Mortgage Underwriter - Remote

Posted 4 weeks ago
Finance / Legal
Full Time
USA
$20.94 - $34.91/hour

Overview

Responsible for underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act.

In Short

  • Underwrite conventional (conforming and non-conforming) residential mortgage loans.
  • Ensure compliance with investor requirements, federal and state laws.
  • Perform risk assessments of credit and collateral.
  • Resolve post-closing issues to ensure loan saleability.
  • Assist management in expediting loan closings.
  • Keep informed of current practices in loan underwriting.
  • Communicate with internal and external stakeholders.
  • Run and interpret AUS findings.
  • Re-underwrite and verify loans monthly.
  • Maintain federal registration requirements under the SAFE Act.

Requirements

  • Associates degree or 2 years relevant experience.
  • Three years mortgage processing/underwriting experience.

Benefits

  • Competitive pay based on knowledge and experience.
  • Medical and retirement benefits.
  • Forty hours of paid volunteer time each year.

W.T.N

Wilmington Trust N.A

M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York, with a mission to make a difference in people's lives and uplift diverse communities. With over 1,000 branches and 2,200 ATMs across 12 states, M&T Bank combines traditional banking services with wealth management and institutional capabilities through its affiliates. For more than 165 years, the bank has focused on building long-lasting relationships with customers while actively engaging in community support. M&T Bank values integrity, ownership, collaboration, curiosity, and candor, and is committed to fostering a diverse workforce and providing competitive benefits to its employees.

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