Vice President of Non-QM Lending - Remote

Overview

The Vice President, Non-QM will be overseeing the development, marketing, and management of non-qualified mortgage (Non-QM) loan products, focusing on identifying and targeting borrowers who may not qualify for traditional mortgage programs.

In Short

• Conduct in-depth market research to identify potential Non-QM borrower segments.
• Develop and execute a comprehensive product strategy for Non-QM loan offerings.
• Monitor industry trends and regulatory changes impacting the Non-QM market.
• Collaborate with SVP, Secondary Marketing/Product Development to design new Non-QM loan products.
• Develop product launch plans, including marketing materials and sales training programs.
• Create a guideline exception process based on compensating factors.
• Collaborate with cross-functional teams including sales, underwriting, operations, marketing, and compliance.

Requirements

• Deep understanding of the mortgage lending landscape, especially Non-QM and DSCR loan programs.
• Strong ability to analyze market data and loan performance metrics.
• Proven track record of leading a specialty product-related team.
• Excellent communication skills.
• Experience in managing credit risk associated with Non-QM loans.
• Ability to develop sales materials and training programs.
• Bachelor’s degree in business, economics, or a related field.
• 5+ years as a product manager in the mortgage industry.

Benefits

• Opportunity to lead and innovate in the Non-QM lending space.
• Work with a dedicated team focused on customer experience.
• Competitive salary and benefits package.