Collections Specialist - Remote

Overview

Parker's mission is to increase the number of financially independent people. We believe we can achieve this goal by building tools that enable independent business owners to scale their businesses profitably. Our core product combines a virtual credit card system with dynamic spending limits and software tooling to help merchants grow and optimize their profitability.

In Short

• Own the collections strategy for Parker’s lending portfolio (corporate cards, working capital lines, term loans)
• Monitor delinquency metrics daily, identify high-risk accounts, and drive targeted outreach
• Negotiate repayment plans, settlements, and restructures aligned with our risk appetite
• Partner with Risk, Underwriting, and Customer Success to identify and address early warning signs
• Ensure compliance with commercial debt collection laws, UCC lien processes, and contractual obligations
• Collaborate with legal on enforcement, litigation, and collateral recovery
• Continuously refine workflows, systems, and policies to improve efficiency and customer experience

Requirements

• 5+ years in commercial collections, credit risk, or portfolio management (fintech, SMB lending, factoring, or equipment finance preferred)
• Proven track record of meeting/exceeding recovery targets in a B2B lending environment
• Strong understanding of secured/unsecured lending, UCC filings, lien enforcement, and business credit agreements
• Skilled negotiator who balances firmness with professionalism
• Comfortable operating in a high-growth, fast-changing environment
• Excellent communication skills with the ability to work cross-functionally

Benefits

• Competitive compensation and equity package
• Fully remote with flexible work arrangements
• Opportunity to shape credit & collections strategy at a high-growth fintech
• A culture built on ownership, transparency, and building together