Credit Analyst Manager - Remote

Overview

Parker's mission is to increase the number of financially independent people. We believe we can achieve this goal by building tools that enable independent business owners to scale their businesses profitably. Our core product combines a virtual credit card system with dynamic spending limits and software tooling to help merchants grow and optimize their profitability.

In Short

• Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
• Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
• Analyze financials, bank data, and alternative data sources to assess creditworthiness.
• Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
• Support Sales and Success teams with responsive, well-informed credit decisions.
• Monitor portfolio performance and adjust underwriting strategies accordingly.
• Help build a scalable, high-performing underwriting team over time.

Requirements

• 10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products.
• Strong analytical mindset with experience evaluating financial statements and cash flow.
• Familiarity with underwriting automation tools and workflows.
• Excellent communication skills and a collaborative, low-ego approach.
• Experience in high-growth startups or fintech environments is a plus.

Benefits

• Work with a high-caliber team that values ownership and transparency.
• Help shape foundational infrastructure at a fast-growing fintech startup.
• Competitive comp, meaningful equity, and flexible remote work.