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Credit Analyst - Remote

Posted 2 days ago
Data Analysis
Full Time
UK

Overview

The Credit Analyst will deliver actionable insights through ad hoc portfolio analysis, management reporting, and cohort analysis, directly influencing commercial strategy and supporting senior leadership in decision-making.

In Short

  • Perform ad hoc analysis of lending portfolio performance and customer behavior.
  • Build and maintain management dashboards and portfolio performance reports.
  • Conduct cohort analysis to inform valuation and credit strategy decisions.
  • Identify trends and emerging risks using data-driven insights.
  • Support strategic projects with deep-dive analytics.
  • Collaborate with various teams to translate analysis into business actions.
  • Ensure compliance with internal and regulatory standards.

Requirements

  • 1–3 years' experience as a credit analyst or similar role in UK consumer lending.
  • Strong proficiency in SQL and Python.
  • Ability to perform cohort analysis and support financial modeling.
  • Good understanding of credit portfolio KPIs and risk metrics.
  • Experience with credit bureau data.
  • Analytical mindset and attention to detail.
  • Proactive and able to work independently to deadlines.

Benefits

  • Opportunity to work in a fast-paced fintech environment.
  • Collaborative team culture focused on excellence.
  • Impactful role influencing commercial strategy.
LemFi logo

LemFi

LemFi is a financial technology company founded in 2020, focused on transforming the way the diaspora community in North America, Europe, and the United Kingdom manages their money globally. With over 1 million customers, LemFi offers a comprehensive app that enables users to send, receive, and manage their finances seamlessly. Backed by Y Combinator, the company has expanded its services to 13 countries and recently completed a $33 million Series A funding round. As a licensed financial institution in the UK, LemFi is committed to providing low-cost, real-time cross-border remittance services while fostering a startup culture that emphasizes agility, teamwork, and a family-friendly work environment.

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