Commercial Credit Lead, Healthcare Group - Remote

Overview

The Commercial Credit Lead plays a vital role in assessing and managing credit risk for commercial clients at M&T Bank. This individual contributor client facing position involves analyzing financial statement, structuring credit solutions, negotiating legal documents, and obtaining credit approval while ensuring compliance with credit policies and regulatory requirements.

In Short

• Facilitate credit needs of customers through underwriting.
• Manage ongoing credit risk of existing loan portfolios.
• Review financial information and conduct credit analyses.
• Prepare financial models and cash flow analyses.
• Attend client calls to understand business needs.
• Ensure compliance with credit policies and regulations.
• Collaborate with relationship managers and stakeholders.
• Lead transaction execution team.
• Train junior analysts and associates.
• Promote an inclusive work environment.

Requirements

• Bachelor’s degree in Accounting, Finance or related field.
• 7 years of experience in complex credit underwriting.
• Excellent analytical and financial modeling skills.
• Proficient in legal documentation and negotiation.
• Strong verbal and written communication skills.
• Critical thinking and problem-solving abilities.
• Attention to detail and high accuracy.
• Ability to work independently and as part of a team.
• Strong organizational and time management skills.
• Proficiency in Microsoft Office.

Benefits

• Competitive pay and benefits.
• Forty hours of paid volunteer time each year.
• Support for growth and development of team members.
• Commitment to integrity and collaboration.
• Promotes a drug-free workplace.
• Equal employment opportunities.