Credit Lead - Remote

Overview

We’re hiring a Credit Lead to build and lead our credit business from the ground up. You’ll be responsible for launching our first credit card product and putting in place everything it takes to scale it safely and successfully: credit policies, product strategy, partnerships, and operations.

In Short

• Building the credit underwriting and risk management policies that support our first credit card product.
• Leading the launch of the credit card — including product development, operational processes, and go-to-market execution.
• Managing the full credit lifecycle: from onboarding and limit assignment to repayments, collections, and fraud prevention.
• Building relationships with issuing banks, processors, credit bureaus, and other key partners.
• Tracking and managing the financial performance of the credit product, including credit losses and profitability.
• Hiring and leading the initial team across product, risk, and operations.

Requirements

• 8+ years of experience in credit or lending, ideally in consumer credit cards, unsecured lending, or fintech.
• Deep understanding of credit risk, underwriting, and collections — and how to build these into a modern, user-friendly product.
• Proven experience launching and scaling a credit card or consumer lending product.
• Comfortable working with external partners such as banks, processors, and credit bureaus.
• A collaborative mindset — you’ll work closely with product managers, engineers, and designers to build the full product experience.
• Hands-on attitude: able to solve problems directly and build from scratch.

Benefits

• Competitive salary
• Sign-on stock options bonus, so you become part of the success of the company
• Discretionary performance bonus (stock options)
• Paid annual leave
• Latest technology to work with
• Strong team that will help you improve your skills