Underwriting Specialist - Remote

Overview

An Underwriting Specialist is responsible for reviewing mortgage loan applications, assessing the applicant's creditworthiness, and ensuring that the loan complies with all relevant guidelines and regulations. They are a key player in the loan approval process, ensuring that loans are made to qualified borrowers who pose minimal risk to the lender.

In Short

• Review mortgage loan applications for required documentation.
• Verify applicant information including income and credit history.
• Assess creditworthiness by analyzing credit reports and scores.
• Evaluate risk associated with loan applications.
• Ensure compliance with federal and state regulations.
• Communicate with loan officers and borrowers for clarification.
• Make informed decisions regarding loan approvals.
• Collaborate with loan processing and closing departments.
• Maintain organized records of loan files.
• Provide guidance on underwriting criteria to loan officers.

Requirements

• Bachelor's degree in finance, business, or related field.
• Minimum 2 years' experience in US mortgage underwriting.
• Strong analytical skills for evaluating financial documents.
• Knowledge of mortgage industry regulations.
• Familiarity with underwriting software and AUS.
• Excellent communication and interpersonal skills.
• Attention to detail and ability to work independently.
• Immediate joiners preferred; notice period up to 3 months accepted.

Benefits

• Opportunity to work in a leading fintech company.
• Be part of a team that values innovation and technology.
• Access to industry-leading training and development.
• Competitive compensation package.
• Dynamic work environment with growth opportunities.