Credit Analyst - Remote

Overview

The Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses by analyzing financial data, credit reports, and economic trends. Their primary role is to assess risk and make recommendations on credit line decisions. Credit Analysts review credit reports, monitor existing accounts, and ensure compliance with internal policies and regulatory requirements. They play a key role in minimizing financial risk and supporting sound credit decisions.

In Short

• Processes credit applications; provides appropriate terms and credit limits
• Reviews of customer lists for new agents
• Monitors all accounts and proactively initiates credit limit reviews
• Communicates the status of account problems on a regular basis
• Creates Certificates of Insurances
• Completes New Vendor Setup forms
• Completes credit reference checks for new customers and high-risk existing buyers
• Maintains credit history files; reviews and approves credit limits; responds to credit inquiries
• Assists with related special projects as required
• Performs other related duties as assigned by management

Requirements

• Associate's degree (A.A.) or equivalent, one to two years related experience, or equivalent combination of education and experience
• Proficient in Microsoft Office applications
• Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages
• Commitment to excellence and high standards
• Excellent written and verbal communication skills
• Ability to prepare reports and business correspondence
• Ability to understand and follow written and verbal instructions
• Strong organizational, problem-solving, and analytical skills; able to manage priorities and workflow
• Acute attention to detail and critical thinking skills
• Ability to work independently and as a member of various teams and committees
• Versatility, flexibility, and a willingness to work within constantly changing priorities

Benefits

• Competitive salary
• Health and wellness benefits
• Opportunities for professional development
• Flexible working hours
• Supportive work environment