Manager, Capital Markets Reporting - Remote

Overview

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

In Short

• Manage all aspects of warehouse facilities, including monitoring of utilization and performance
• Prepare borrowing base reports for lenders to facilitate borrowing requests and cash disbursements
• Prepare monthly servicer reports for lenders, ensuring compliance with covenants and data integrity
• Conduct ongoing maintenance of Upgrade's warehouse facilities, including monitoring and documenting terms and eligibility criteria
• Support the Capital Markets Execution team with due diligence requests and developing reports required by new lenders
• Own liquidity forecasting models to manage daily cash management and liquidity operations
• Collaborate with internal credit, product, treasury, and operations teams to develop an effective framework for balance sheet management across lending products

Requirements

• 5+ years of capital markets experience
• Advanced in MS Excel, SQL, and Tableau (nice to have)
• Deep understanding of warehouse facility operations and reporting obligations
• Understanding of secured and unsecured consumer lending and credit underwriting
• Knowledge and experience of executing structured finance transactions and/or asset-backed securities (ABS) markets
• Ability to operate in a fast-paced environment to meet deal deadlines
• Superior written and verbal communication skills
• Good judgment and excellent interpersonal skills
• Highly organized, detail-oriented, and strong client service skills

Benefits

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Flexible PTO
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives