Commercial Credit Underwriter II - SBA/C&I Portfolio Management - Remote

Overview

The Commercial Credit Underwriter II plays a critical role in the SBA Credit Management team at TD Bank, focusing on underwriting and credit analysis for Commercial and Industrial customer relationships.

In Short

• Analyze and underwrite commercial loan applications.
• Ensure compliance with underwriting guidelines and regulations.
• Conduct credit investigations and analyze financial information.
• Act as a mentor for underwriting staff.
• Meet turnaround requirements in a high-volume environment.
• Maintain portfolio delinquencies and charge-offs at satisfactory levels.
• Communicate with borrowers and accountants as needed.
• Identify credit risks and develop mitigation strategies.
• Render final credit decisions within authority limits.
• Participate in ongoing skill development and training.

Requirements

• Undergraduate degree preferred.
• 4+ years of relevant commercial lending experience.
• Strong analytical and research skills.
• Proven problem-solving abilities.
• Excellent verbal and written communication skills.
• Ability to work with various levels of business partners.
• Proficient in word processing and spreadsheet software.
• Experience with financial statement analysis.
• Team-oriented with strong interpersonal skills.
• Ability to meet deadlines in a fast-paced environment.

Benefits

• Competitive salary and variable compensation.
• Health and well-being benefits.
• Paid time off including vacation and holidays.
• Career development opportunities.
• Mentorship and training programs.
• Banking benefits and discounts.
• Support for financial, physical, and mental well-being goals.
• Inclusive and diverse workplace environment.
• Opportunities for growth within the organization.
• Commitment to community impact and sustainability.