Senior Credit Manager, Business Borrowing - Remote

Overview

The Senior Credit Manager for Business Borrowing at Monzo will lead initiatives in designing and implementing credit and pricing strategies for business lending products, aiming to enhance the customer experience and support the growth of the business banking customer base.

In Short

• Lead credit and pricing strategy initiatives for business lending.
• Monitor and improve existing credit strategies.
• Design and roll out new lending products and customer journeys.
• Work with cross-functional teams to enhance credit underwriting.
• Oversee credit model development and performance monitoring.
• Provide guidance on credit proposals for underwriting policy.
• Translate data insights into lending strategies.
• Promote a data-driven culture within the team.
• Mentor and manage a team of credit analysts.
• Collaborate with diverse teams to deliver impactful initiatives.

Requirements

• Expertise in lending products for small businesses.
• Understanding of business lending regulations and best practices.
• Experience in developing underwriting strategies and credit models.
• Strong analytical skills and technical coding abilities, especially in SQL.
• Dynamic energy and motivation to improve products.
• Effective communication skills to articulate complex decisions.
• Project management experience and leadership capabilities.
• Collaboration skills with diverse teams.
• Familiarity with UK lending regulations.
• Motivated by positive customer impact.

Benefits

• Salary range of £119,000 to £161,000 plus stock options.
• Relocation assistance to the UK.
• Visa sponsorship available.
• Flexible working hours.
• Annual learning budget of £1,000.
• Comprehensive benefits package.
• Opportunities for professional growth and development.
• Inclusive and diverse work environment.
• Remote work options available within the UK.
• Support for work-life balance.