Remote Otter LogoRemoteOtter

Payments Counsel – Regulatory & Product - Remote

Posted Yesterday
Finance / Legal
Full Time
USA

Overview

As Payments Counsel, you’ll be at the intersection of law, technology, and financial access, helping build compliant products that scale globally while solving complex regulatory challenges in fintech.

In Short

  • Advise on U.S. and international payments regulations.
  • Partner with Compliance and Licensing teams on MTL applications.
  • Draft card holder agreements across multiple jurisdictions.
  • Negotiate commercial agreements with banks and vendors.
  • Provide guidance on consumer protection requirements.
  • Manage relationships with outside counsel.
  • Assist with responses to regulators and audits.
  • Stay ahead of regulatory changes affecting payments and fintech.

Requirements

  • JD from a top-level law program.
  • 3–6 years of legal experience in payments or fintech.
  • Strong understanding of payments regulations.
  • Experience advising on commercial contracts and regulatory issues.
  • Excellent communication skills.
  • Collaborative mindset, comfortable working across teams.
  • Digital assets regulatory experience is a plus.
  • Bonus: Prior in-house experience at a fintech or payments company.

Benefits

  • 95% coverage of Medical, Dental, and Vision premiums.
  • 401(k) with matching.
  • Equity for every team member.
  • Flexible hybrid setup with a prime office location.
  • Unlimited PTO.
  • Monthly budget for product testing.
  • Wellness support stipend.
  • Home office setup stipend.
  • Frequent company events and team dinners.
Rain logo

Rain

Rain is a forward-thinking company dedicated to empowering the next generation of financial products and services on a global scale. With a dynamic team of experienced builders and founders, Rain operates at the cutting edge of real-world payments and digital money. The company is backed by prominent investors in the fintech and crypto sectors, including Lightspeed, Norwest, and Khosla, as well as notable companies like Coinbase, Circle, and Uniswap. Rain fosters an open and flat organizational structure, encouraging team members to explore ideas and contribute to the company's vision. The company is committed to compliance and regulatory excellence, ensuring a robust framework that aligns with industry standards while promoting a culture of growth and innovation.

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