Remote Otter LogoRemoteOtter

Staff Full Stack Engineer, Lending - Remote

Posted Yesterday
Software Development
Full Time
USA

Overview

As a Staff Full Stack Engineer on our Lending team, you will deliver highly complex projects at scale and shape the technical direction of lending products that reach millions of customers.

In Short

  • Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale.
  • Provide technical leadership and clear, impactful communication to cross-functional stakeholders.
  • Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market.
  • Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences.
  • Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability.

Requirements

  • Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services.
  • Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks.
  • Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains.
  • Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction.
  • Drive and proactivity – everyone here is a builder and executor.

Benefits

  • Competitive base salary, stock options, and health benefits from Day 1.
  • 401(k) plan with company match.
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth.
  • A high-growth, mission-driven, inclusive culture where your work has real impact.
OnePay logo

OnePay

OnePay is a consumer financial services app dedicated to helping individuals achieve financial progress. With a mission to serve the unbanked and underbanked populations in the U.S., OnePay aims to provide a comprehensive platform for saving, spending, borrowing, and growing money. The app offers a range of products, including checking and high-yield savings accounts, peer-to-peer payments, credit building tools, digital wallet solutions, and buy-now-pay-later options. Backed by Walmart and Ribbit Capital, OnePay is positioned to redefine financial services with a focus on accessibility and user experience, making it an exciting place for talented individuals to contribute to a mission-driven organization.

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