Non-QM Underwriter - Remote

Overview

We are looking for an experienced Non-QM (Non-Qualified Mortgage) Underwriter to join our dynamic team. The ideal candidate will have in-depth knowledge of underwriting non-QM loans, ensuring compliance with company guidelines and industry regulations while supporting the needs of borrowers who do not meet traditional mortgage standards.

In Short

• Must have at least 4 years of mortgage underwriting experience.
• Specific expertise in non-QM loan products.
• Detail-oriented professional with the ability to assess complex income documentation.
• Analyze risk and make informed underwriting decisions.
• Collaborate with loan officers and processors.
• Maintain understanding of non-QM lending products.
• Ensure timely processing of loan files.
• Provide clear feedback on loan conditions.
• Assist in developing underwriting policies.
• Deliver exceptional customer service.

Requirements

• Bachelor’s degree in finance, business, or a related field preferred.
• Minimum of 4 years of mortgage underwriting experience.
• Thorough knowledge of mortgage lending guidelines.
• Strong analytical skills and attention to detail.
• Proficiency in mortgage software systems.
• Ability to work efficiently under pressure.
• Strong verbal and written communication skills.
• Proven problem-solving capabilities.

Benefits

• Above market salary.
• HMO on Day 1 for principal and two dependents.
• Government-mandated benefits.
• Performance-based Incentives.
• Quarterly Company Events.
• In-depth training for career growth.
• Great Company Culture and HR experience.
• 1,000 PHP De Minimis.
• Equipment and software provided.