Underwriter - Remote

Overview

The Underwriter is an individual who evaluates submitted risks to determine if coverage can be offered. They handle complex transactions including the review of renewal referrals to ensure rating accuracy for Dwelling submissions. This person assures that risks meet the FAIR Plan’s eligibility and underwriting requirements by continuous adherence to established underwriting standards.

In Short

• Applies knowledge of insurance principles and coverages.
• Applies available underwriting tools to guard against adverse risks.
• Identifies, evaluates, and makes underwriting decisions according to FAIR Plan underwriting guidelines.
• Reviews new business applications for eligibility and completeness.
• Reviews, evaluates, and monitors inspection reports for compliance.
• Performs appropriate classification and rate changes upon notification of exposure changes.
• Serves as a resource for determining eligibility.
• Handles endorsement referrals and general underwriting correspondence.
• Handles renewal referrals from Operations to ensure correct rating.
• Serves as an advisor to Underwriting Assistants.

Requirements

• Bachelor’s Degree preferred.
• Knowledge of Property products and coverages.
• Strong verbal and written communication skills.
• Attention to detail and accuracy.
• Proven decision-making skills with minimal direction.
• Proficient with Computers and Microsoft Office Suite.

Benefits

• Opportunity to work in a dynamic environment.
• Professional development and training opportunities.
• Collaborative team culture.
• Comprehensive benefits package.