Remote Non-QM Loan Underwriter

Overview

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications, ensuring compliance with underwriting guidelines and regulatory requirements.

In Short

• Evaluate and underwrite Non-QM loan applications.
• Review loan files, including income documentation and credit reports.
• Underwrite and approve or deny loan applications.
• Communicate with loan officers and other stakeholders.
• Ensure loan files are complete and compliant.
• Stay updated on industry regulations and best practices.
• Provide guidance to junior underwriters.
• Maintain productivity and quality assurance.

Requirements

• 3+ years of experience in underwriting Non-QM loans.
• Strong knowledge of Bank Statement, DSCR, and Asset Depletion products.
• Recent experience in Non-QM underwriting.
• Deep understanding of underwriting guidelines and compliance standards.
• Ability to handle high volume of loan files accurately.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively.
• Strong organizational and problem-solving skills.

Benefits

• Competitive salary with bonus and overtime.
• Work from home flexibility.
• Professional development opportunities.
• Supportive team environment.