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Credit Underwriting Analyst - Remote

Posted 15 hours ago
Finance / Legal
Full Time
USA
$107,500 - $134,300/year

Overview

The Credit Underwriting Analyst will join a team of lending experts to assess creditworthiness and structure innovative lending solutions for startups and small businesses.

In Short

  • Analyze quantitative and qualitative data to assess creditworthiness.
  • Lead diligence calls with new customers.
  • Structure and propose loan terms balancing borrower capacity and risk.
  • Monitor repayment risks and manage delinquencies.
  • Refine credit policies and procedures.
  • Collaborate with Sales, Product, Engineering, Data Science, and Design teams.

Requirements

  • 2+ years of experience in financial analysis and risk assessment.
  • Understanding of working with early-stage startups and e-commerce.
  • Ability to derive insights from data.
  • Detail-oriented with an analytical mindset.
  • Bachelor's degree in finance or related field is a plus.

Benefits

  • Competitive salary and equity options.
  • Diversity and belonging initiatives.
  • Reasonable accommodations for applicants with disabilities.
Mercury logo

Mercury

Mercury is a financial technology company that offers a premium consumer banking service known as Mercury Personal, designed specifically for investors and founders. The service includes high-yield savings, free wires, and ATM fee reimbursements, all within a technology-first banking experience. Mercury is currently in public beta, actively seeking user feedback to refine its offerings while ensuring robust risk and compliance controls. The company is focused on developing essential consumer banking features and is committed to building a product that prioritizes user experience and product ownership.

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