Commercial Credit Senior Associate - Remote

Overview

The Commercial Credit Senior Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank, involving analysis of financial statements, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.

In Short

• Assess and manage credit risk for commercial clients.
• Analyze financial statements and monitor loan portfolios.
• Facilitate credit needs by underwriting new requests.
• Manage ongoing credit risk through continuous monitoring.
• Review credit and financial information for transactions.
• Prepare financial models and cash flow analyses.
• Attend client calls to understand their business needs.
• Ensure compliance with credit policies and regulations.
• Provide recommendations for loan structures and terms.
• Promote an inclusive environment that reflects the M&T Bank brand.

Requirements

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• 5 years of experience in commercial credit or financial analysis.
• Strong analytical skills and proficiency in financial modeling.
• Excellent verbal and written communication skills.
• Ability to work independently and as part of a team.
• Strong organizational and time management skills.
• Proficiency in Microsoft Office.
• Experience with Capital IQ, FactSet, and Bloomberg preferred.
• Large corporate banking experience preferred.

Benefits

• Competitive salary and benefits package.
• 40 hours of paid volunteer time each year.
• Opportunities for professional growth and development.
• Supportive work environment that values integrity and collaboration.
• Access to financial advice and wealth management solutions.