Commercial Credit Analyst II - Remote

Overview

The Commercial Credit Analyst II will serve as a primary underwriter for Locus’s real estate and small business lending activities in the Department of Underwriting. This role involves analyzing and assessing risk on various types of transactions, primarily loans and lines of credit.

In Short

• Primary underwriter for real estate and small business lending.
• Analyzes and assesses risk on loans and lines of credit.
• Completes credit analyses and provides recommendations.
• Underwrites loan transactions for various funds.
• Prepares credit memorandums for Committee approval.
• Gathers data and performs due diligence on borrowers.
• Identifies strengths and risks in credit deals.
• Supports the annual review process.
• Prepares independent credit assessments.
• Collaborates with the Commercial Credit Analysis Manager.

Requirements

• 2-4 years of credit underwriting and financial analysis experience.
• Bachelor’s degree from a 4-year college or university.
• Experience with financial statement spreading software.
• Experience analyzing commercial and small business loans.
• Proficient in Microsoft Word, Excel, and PowerPoint.
• Strong analytical and interpersonal skills.
• Excellent verbal and written communication skills.
• Ability to meet deadlines and manage multiple responsibilities.
• Understanding of accounting and loan structuring.
• Commitment to diversity, equity, and inclusion.

Benefits

• $71,164 - $81,566 annual salary.
• Annual bonus opportunity.
• 18 days of PTO per year.
• 13 paid holidays per year.
• Medical, dental, and vision insurance.
• 401k savings plan with employer match.
• Hybrid remote work option.
• Paid Family Leave options.
• Life insurance.
• Short- and long-term disability insurance.