Locus is a nonprofit organization dedicated to fostering equitable access to capital within communities, particularly those that are low-to-moderate income. By collaborating with various stakeholders in the community development ecosystem, Locus addresses critical challenges such as affordable housing, access to fresh food, quality job creation, and clean energy innovation. The organization operates a family of community development enterprises, including a nonprofit CDFI loan fund, a CDFI bank, and a national guarantee program, generating over $2 billion in total impact. With a commitment to community input and impact, Locus aims to ensure that everyone can thrive in healthy environments, offering innovative financing tools and strategic consulting services. Locus is regulated by the Federal Reserve and is an FDIC-insured, certified bank and B Corp, emphasizing its dedication to socially responsible investing.