Credit Risk and Analytics Lead - Remote

Overview

Keep is on a mission to reshape the Canadian fintech landscape by providing businesses with a comprehensive suite of cross-border banking services. We are looking for a Credit Risk Lead with a strong data analysis background to take ownership of our credit strategy and policy.

In Short

• Own our credit risk strategy with a focus on data-driven decision making
• Write complex SQL queries to extract insights from large datasets
• Build dashboards and reporting to monitor loan book performance, default rates, and key risk indicators
• Analyze portfolio trends and stratify risk by various variables
• Identify early signals of risk performance issues and recommend proactive changes
• Collaborate with engineering to implement credit model improvements
• Adjust risk variables to improve underwriting accuracy and profitability
• Propose credit product tweaks to balance revenue opportunities and risk exposure
• Drive credit policy evolution as the company scales

Requirements

• A data analyst or data-driven professional with strong SQL skills
• Experience working with large datasets, ideally in financial services
• Comfortable translating data into strategic credit decisions
• Curious and proactive, willing to challenge assumptions
• Skilled at building dashboards and tracking KPIs
• Bonus if you have experience in small business lending

Benefits

• Join a fintech startup building a modern financial ecosystem for SMBs
• Be part of a team rewriting how businesses access credit
• Work in a culture that values autonomy and collaboration
• Enjoy a remote-friendly, flexible work environment