Data Scientist, Credit Risk - Remote

Overview

Join our mission-driven credit card startup as a Data Scientist on the Credit Risk team. You’ll play a pivotal role in building the analytical and modeling foundation that powers smarter, faster, and safer credit decisions.

In Short

• Develop and enhance credit models for core credit risk areas.
• Analyze large datasets to identify trends and insights.
• Design and execute experiments to improve credit risk strategies.
• Monitor and validate performance of risk models.
• Collaborate with cross-functional teams to integrate data science solutions.
• Lead the identification of new data sources and modeling techniques.
• Support pricing and credit limit strategies through analysis.
• Communicate findings to technical and non-technical stakeholders.

Requirements

• 6+ years of experience in data science or quantitative credit risk management.
• Advanced degree in a quantitative field preferred.
• Strong command of Python and relevant data science libraries.
• Expertise in SQL for querying large datasets.
• Understanding of statistical analysis and machine learning techniques.
• Solid understanding of the credit lifecycle and consumer lending principles.
• Excellent analytical and problem-solving skills.
• Strong communication skills to convey complex concepts.

Benefits

• Diverse and inclusive workplace.
• Opportunity to work with a mission-driven team.
• Engagement with innovative financial products.
• Growth opportunities in a fast-paced environment.