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Credit & Capital Risk Management Associate - Remote

Posted 5 days ago
Finance / Legal
Full Time
USA
$101,500 - $140,330 USD/year

Overview

As a Credit & Capital Risk Management Associate at Upstart, you will support key risk management initiatives for Upstart’s loan portfolios and co-investment structures, analyzing complex credit underwriting and performance drivers.

In Short

  • Assist in monitoring and managing credit risks across Upstart’s loan portfolios.
  • Conduct data-driven analysis to assess credit performance trends.
  • Support the development of investor-facing credit narratives.
  • Collaborate with capital markets and analytics teams.
  • Support internal and external reporting requirements.

Requirements

  • Bachelor’s degree in Finance, Economics or a related field.
  • 2-5 years of experience in credit risk or capital markets.
  • Strong analytical skills with complex cashflow models.
  • Excellent communication skills for clear insights.
  • Familiarity with AI-based underwriting models is a plus.
  • Experience with large datasets (SQL, Python, VBA).

Benefits

  • Competitive salary with target bonuses and equity compensation.
  • Generous benefits packages including medical, dental, and vision.
  • 401k plan.
  • Flexible remote work environment.
  • Commitment to diversity and inclusion in hiring practices.
Upstart logo

Upstart

Upstart is a pioneering AI lending marketplace that collaborates with banks and credit unions to enhance access to affordable credit. By utilizing its AI-driven platform, Upstart enables financial institutions to achieve higher approval rates and lower loss rates across diverse demographics, while providing a seamless digital-first lending experience. With a significant portion of loans approved instantly and fully automated, Upstart is committed to its mission of facilitating effortless credit access based on true risk assessment. The company operates primarily in a remote capacity, allowing employees to work from anywhere in the U.S., while also maintaining offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. Upstart values diversity and inclusion, striving to improve credit access for underrepresented communities.

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