Mortgage Originator - Remote

Overview

The Mortgage Originator is primarily responsible for working with customers to identify and obtain permanent FHA/VA and conventional mortgage loans, ensuring compliance with federal regulations under the SAFE Act.

In Short

• Interview applicants to analyze financial information.
• Assess credit worthiness and issue pre-qualification statements.
• Advise customers on mortgage products and alternatives.
• Market and promote the bank’s mortgage products.
• Travel to customer locations for consultations.
• Negotiate loan terms with potential borrowers.
• Ensure compliance with bank policies and regulations.
• Monitor local real estate market trends.
• Build and maintain relationships with Realtors and developers.
• Conduct community outreach and seminars.

Requirements

• Associates degree or equivalent experience in sales.
• Thorough knowledge of FHA/VA regulations and real estate law.
• Proven sales ability and strong mathematical skills.
• Excellent verbal and written communication skills.
• Ability to work independently and manage time effectively.
• Experience with customer relationship management.
• Self-motivated and well-organized.
• Ability to interact professionally with diverse clients.
• Understanding of mortgage origination processes.
• Ability to work under critical time constraints.

Benefits

• Competitive salary based on commission.
• Comprehensive medical and retirement benefits.
• Forty hours of paid volunteer time each year.
• Support for employee growth and development.
• Inclusive workplace culture.
• Commitment to community engagement.
• Access to a large network of branches and ATMs.
• Opportunities for career advancement.
• Work-life balance initiatives.
• Strong core values driving company culture.