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CRA Mortgage Originator - Remote

Posted Yesterday
Sales / Business
Full Time
CT, USA
$30.21 - $50.35/hour

Overview

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act.

In Short

  • Work independently to cultivate new mortgage business.
  • Market and promote the bank's mortgage products.
  • Travel to and work at prospective customers’ locations.
  • Interview applicants to analyze financial information.
  • Assess applicants' credit worthiness and issue pre-qualification statements.
  • Negotiate loan terms with mortgagors.
  • Ensure compliance with lending procedures and regulations.
  • Interact with housing agencies focused on CRA initiatives.
  • Meet potential customers to ascertain financial needs.
  • Represent the bank in community functions to promote business.

Requirements

  • Associates degree and 2 years sales experience, or 4 years relevant work experience.
  • Knowledge of mortgage products and CRA guidelines.
  • Strong communication and negotiation skills.
  • Ability to work independently and travel extensively.
  • Familiarity with FHA and VA loan products.

Benefits

  • Competitive salary and pay range.
  • Comprehensive medical and retirement benefits.
  • Paid volunteer time each year.
  • Opportunities for professional growth and development.
  • Supportive work environment with strong core values.

M.A.T.T.C

Manufacturers and Traders Trust Co

Manufacturers and Traders Trust Co, commonly known as M&T Bank, is a financial holding company headquartered in Buffalo, New York. With a legacy spanning over 165 years, M&T Bank is dedicated to making a positive impact in the lives of individuals and the communities it serves. The bank combines traditional banking services with wealth management and institutional capabilities through its affiliates, including Wilmington Trust. M&T Bank operates a vast network of over 1,000 branches and 2,200 ATMs across 12 states, from Maine to Virginia and Washington, D.C. The company prides itself on building long-lasting relationships with customers while maintaining a commitment to integrity, collaboration, and community involvement. As an employer, M&T Bank offers competitive benefits and fosters a culture of growth and development for its employees.

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