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Mortgage Originator - Remote

Posted 4 weeks ago
Sales / Business
Full Time
VA, USA

Overview

The Mortgage Originator is primarily responsible for working with customers to identify and obtain permanent FHA/VA and conventional mortgage loans, ensuring compliance with federal regulations under the SAFE Act.

In Short

  • Interview applicants to collect and analyze financial information.
  • Assess applicant’s credit worthiness independently.
  • Issue pre-qualification statements for borrowers.
  • Advise customers on suitable mortgage products.
  • Market and promote the bank's mortgage products.
  • Travel to prospective customers’ locations as needed.
  • Negotiate loan terms with mortgagors.
  • Ensure compliance with lending origination procedures.
  • Monitor trends in the real estate market.
  • Represent the bank in community functions.

Requirements

  • Associates degree and 2 years of sales experience, or equivalent education and experience.
  • Thorough knowledge of FHA/VA regulations and real estate law.
  • General knowledge of mortgage software programs.
  • Proven sales ability with strong mathematical skills.
  • Excellent verbal and written communication skills.
  • Ability to work independently and manage time effectively.
  • Ability to interact professionally with diverse individuals.

Benefits

  • Competitive benefits including medical and retirement plans.
  • Forty hours of paid volunteer time each year.
  • Support for professional growth and development.
  • Commitment to a drug-free workplace.

M.A.T.T.C

Manufacturers and Traders Trust Co

Manufacturers and Traders Trust Co, commonly known as M&T Bank, is a financial holding company headquartered in Buffalo, New York. With a legacy spanning over 165 years, M&T Bank is dedicated to making a positive impact in the lives of individuals and the communities it serves. The bank combines traditional banking services with wealth management and institutional capabilities through its affiliates, including Wilmington Trust. M&T Bank operates a vast network of over 1,000 branches and 2,200 ATMs across 12 states, from Maine to Virginia and Washington, D.C. The company prides itself on building long-lasting relationships with customers while maintaining a commitment to integrity, collaboration, and community involvement. As an employer, M&T Bank offers competitive benefits and fosters a culture of growth and development for its employees.

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