Portfolio Analyst - Remote

Overview

As Portfolio Analyst you will be an integral part of the team accountable for the financial performance of JUMO. You will work with various areas to create insights that inform strategies implemented in the portfolios on a daily basis. Your analyses will maximise the performance of all credit products while constantly navigating the competing interests of growth, and financial sustainability. You will report to the Portfolio Manager.

In Short

• Analyse portfolios to identify pockets of risk or opportunity and develop proactive strategies that assist in optimizing predictable portfolio performance.
• Monitor, analyse, and suggest remedial action on portfolios, through careful consideration of internal and external factors which may cause portfolio performance shifts.
• Assist in managing microcredit assets across geographies, risk segments and product classes.
• Build BI reports to assist in speeding up portfolio strategy development.
• Execute on the strategic vision of the business across various credit product offerings.
• Build code repositories and assist in documentation of learnings.
• Establish strong working relationships with peers and stakeholders to address cross-functional processes and influence changes outside of the team.
• Understand and analyse the trade-offs when pursuing various portfolio strategy scenarios, and provide recommendations based on the best way forward.
• Ensure adequate communication, reporting, tracking and monitoring of portfolio performance.
• Be responsible for growth, performance, and optimization of financial products in pursuit of maximizing eligibility and reach across our markets.

Requirements

• University degree in either Business, Finance, Mathematics, Statistics, Economics, Risk Management, or equivalent.
• University graduate in the above fields with a keen willingness to learn OR a maximum 2 years’ Analytical / Commercial experience within financial services – Consumer lending, Banking, Asset management or Fund management.
• Strong analytical and problem solving skills.
• Understanding of financial metrics in relation to portfolio management and the associated forecasting thereof.
• Strong financial product understanding.
• Understanding of the credit lifecycle.
• Proficiency in Excel, data analytics.
• Ability in presenting / communicating recommendations.
• Intellectual curiosity and a willingness to drive innovation through testing, exploration, and creative problem solving in a fast paced, constantly changing product environment.
• Appetite to learn and be challenged.

Benefits

• Collaborating with smart, engaging people in an inspiring work environment.
• Working for impact.
• Growing and learning continuously, with loads of encouragement and support.
• Boldly taking risks as we navigate new challenges.
• Flexible work practices enabling your best delivery.
• Being autonomous and empowered to lead.
• A stack of leading-edge technologies.