Data Scientist - Risk - Remote

Overview

Join our mission-driven credit card startup as a Data Scientist on the Credit Risk team. You’ll play a pivotal role in building the analytical and modeling foundation that powers smarter, faster, and safer credit decisions.

In Short

• Develop & Enhance Credit Models for core risk areas.
• Analyze large datasets to inform credit policy and business strategy.
• Design and evaluate experiments to improve credit risk strategies.
• Monitor and validate performance of existing risk models.
• Collaborate with cross-functional teams on data science solutions.
• Lead integration of new data sources and modeling techniques.
• Support pricing and credit limit strategies through quantitative analysis.
• Communicate analytical findings to stakeholders effectively.

Requirements

• 4+ years of experience in data science or quantitative credit risk management.
• Advanced degree in a quantitative field preferred.
• Strong command of Python and data science libraries.
• Expertise in SQL for data manipulation.
• Understanding of statistical analysis and machine learning techniques.
• Solid understanding of the credit lifecycle and lending principles.
• Excellent communication skills for diverse audiences.
• Ability to manage multiple priorities in a fast-paced environment.

Benefits

• Competitive compensation and equity packages.
• Flexible paid time off.
• Fully covered healthcare, including dependent coverage.
• 16 weeks of paid parental leave for primary caregivers.
• Access to industry-leading technology and resources.