Senior Life Underwriting Consultant - Remote

Overview

Horace Mann is seeking an experienced and highly skilled Senior Life Underwriting Consultant to join our Life Insurance team. This role is responsible for reviewing, evaluating, and classifying complex medical, non-medical, and financial risks to determine appropriate underwriting offers while balancing sound risk assessment with competitive positioning.

In Short

• Review, evaluate, and classify medical, non-medical, and financial risks.
• Underwrite life insurance risks with approval authority up to $5,000,000.
• Ensure fair and consistent underwriting decisions.
• Manage and process caseload efficiently.
• Utilize underwriting systems and complete audits.
• Develop strong relationships with agents and customers.
• Participate in continuous improvement projects.
• Train and mentor team members.
• 10+ years of underwriting experience preferred.
• Strong understanding of mortality and morbidity risk evaluation.

Requirements

• 10+ years of experience as a Life Insurance Underwriter preferred.
• Experience with large face amount cases.
• Strong analytical and decision-making skills.
• Ability to interpret medical and financial documentation.
• Commitment to compliance and professional development.

Benefits

• Remote work-from-home options based on management discretion.
• Core business hours required; additional time may be necessary.
• Periodic travel may be required.