Sr. Portfolio Risk Analyst - Remote

Overview

Flex is building a finance super app for business owners, focusing on mid-market businesses and aiming to improve financial workflows and services. This role is fully remote and involves analytics expertise in credit and financial data interpretation.

In Short

• Analyze new applicant data for credit decisioning.
• Monitor account-level behavior for existing accounts.
• Support P&L analysis of credit products.
• Work with varied datasets for risk evaluation.
• Build dashboards for real-time risk indicators.
• Identify trends in creditworthiness and delinquency.
• Develop performance cohorts for proactive management.
• Communicate findings to cross-functional teams.
• Shape analytics for a growing credit product.
• Contribute to a data-first culture.

Requirements

• 5+ years in data or credit analytics, preferably in fintech.
• Fluency in SQL/SAS and familiarity with Python or R.
• Strong understanding of credit underwriting principles.
• Experience with business financials and cash flow data.
• Familiarity with credit bureau data.
• Ability to influence stakeholders with clear communication.

Benefits

• Opportunity to shape analytics for a credit product.
• Collaborate with product, engineering, and risk teams.
• Tackle impactful financial inclusion challenges.
• Be part of a culture valuing curiosity and collaboration.