Credit Analyst - Remote

Overview

A Credit Analyst is responsible for analyzing financial health and facilitating lending activities for a portfolio of borrowers. This includes analyzing borrower operating and financial information, preparing client borrowing files, identifying risks and presenting findings. This role works closely with Portfolio Managers and other Credit Analysts.

In Short

• Perform thorough analysis of borrower financial condition, including real-time data aggregation and compliance review.
• Prepare and analyze funding request documents using advanced Excel tools and loan system software.
• Analyze monthly financial workbooks and track collections and sales trends.
• Report findings to Portfolio Managers regarding risks affecting loan collateral.
• Ensure completeness of credit files and address documentation deficiencies.
• Maintain loan system for portfolio borrowers with real-time updates.
• Communicate with clients regarding reporting requirements.
• Perform borrower-specific loan administration tasks as needed.
• Update loan systems with daily collections and portfolio reconciliation.
• Maintain knowledge of operating policies and procedures.

Requirements

• Bachelor's degree in finance, accounting, or related fields.
• 1-2 years prior experience with loan administration preferred.
• Strong proficiency in Microsoft Excel including advanced formulas and macros.
• Self-motivated with the ability to produce high-quality results independently.
• Adaptable with strong multi-tasking skills.
• Organized and detail-oriented.

Benefits

• Salary: $60,000
• Annual Bonus Incentives
• PTO
• Health, Dental, and Life Benefits
• 401K Matching