Commercial Credit Analyst (Work From Home) - Remote

Overview

The Commercial Credit Analyst will review and analyze the creditworthiness of residential and commercial borrowers, ensuring compliance with lending regulations and providing insights on risk assessment.

In Short

• Analyze creditworthiness of borrowers.
• Evaluate financial statements and collateral.
• Assess risk associated with mortgage applications.
• Collaborate with loan officers and underwriters.
• Ensure compliance with lending regulations.
• Communicate credit decisions to stakeholders.
• Stay updated on market trends and regulations.
• Provide recommendations for improving creditworthiness.
• Prepare comprehensive credit submissions.
• Work from home or hybrid setup available.

Requirements

• Bachelor’s degree in finance or related field.
• 3+ years of experience in credit analysis.
• Experience with CRM software in mortgage broking.
• Proficient in financial analysis tools.
• Strong understanding of commercial loans.
• Excellent communication skills.
• Knowledge of income calculations.
• Certificate IV in Financing & Mortgage Brokering is a plus.

Benefits

• Paid training program for new hires.
• Competitive salary and performance reviews.
• Opportunity to travel to Australia.
• Health insurance coverage for dependents.
• Access to training resources and tools.
• Work-life balance activities and events.
• Employee wellness office facilities.
• Referral bonus program.
• Emergency leave access.
• 13th Month Pay and mandatory government benefits.