Credit Manager: Private Wealth Banking (AVP) - Remote

Overview

The Credit Manager will assess the creditworthiness of individuals and businesses in the Private Wealth Banking segment, focusing on delivering high-quality credit risk assessments and ensuring compliance with banking regulations.

In Short

• Assess credit applications and determine eligibility and risk.
• Interpret financial information and assess industry risks.
• Make recommendations on lending outside of established mandates.
• Prepare detailed credit reports for committees and management.
• Manage stakeholder relationships and support business units.
• Ensure compliance with banking regulations and internal policies.
• Engage in proactive portfolio risk management.
• Apply high standards of risk management practices.
• Provide training and support to address skill gaps.
• Demonstrate sound judgment and escalate risks appropriately.

Requirements

• BCom in Accounting, Finance, or Risk; preference for postgraduate degree.
• Previous experience in credit sanctioning.
• Strong analytical and decision-making skills.
• Excellent communication skills for stakeholder engagement.
• Ability to interpret financial statements and ratios.
• Knowledge of risk management and compliance regulations.
• Ability to work under pressure and meet deadlines.
• Proficiency in credit risk management frameworks.
• Commitment to maintaining a positive risk culture.
• Experience in financial reporting and credit assessment.

Benefits

• Opportunity to be part of a leading financial services group.
• Career growth and development opportunities.
• Work in a diverse and inclusive environment.
• Competitive compensation package.
• Access to training and professional development.
• Engagement in impactful projects within the banking sector.
• Supportive team culture focused on collaboration.
• Opportunity to contribute to Africa's financial landscape.
• Flexible working arrangements.
• Comprehensive benefits package.