Technical Product Owner, Payments - Remote

Overview

At Wellfit, we’re transforming healthcare payments through financial technology. Our platform enables patient financing, provider billing, and pay-by-card transactions across the care ecosystem. We operate as a Payment Facilitator (PayFac) and manage end-to-end processing, underwriting, disbursement, and settlement operations. We’re seeking a Product Owner with deep PayFac and card processing experience to drive the next generation of our payments infrastructure.

In Short

• Own the delivery and evolution of systems powering payment transaction routing and settlement infrastructure.
• Partner closely with Product Managers, Engineering, and Architecture.
• Focus on backend systems including authorization, capture, refund, and settlement.
• Translate PayFac business requirements into technical Epics.
• Manage integrations with processors, acquiring banks, and card networks.
• Support merchant lifecycle operations: KYC/KYB onboarding, underwriting, and funding.
• Oversee gateway and acquiring configurations, surcharging, and convenience fee logic.
• Collaborate with Finance on reconciliation and chargeback automation.
• Ensure compliance with PCI DSS and network standards.
• Lead coordination across ACH and card transaction flows.

Requirements

• Bachelor’s degree in Computer Science, Information Systems, or related field.
• 3–5+ years as a Product Owner or Technical Analyst in payments.
• In-depth understanding of fund flows and payment lifecycle events.
• Familiarity with financial messaging standards and REST-based payment APIs.
• Experience managing processor integrations and chargeback processes.
• Knowledge of tokenization, 3DS, EMV, and PCI DSS standards.
• Experience with tools like Jira, Confluence, and SQL.
• Excellent communication and stakeholder management skills.

Benefits

• Hybrid work model – 3 days onsite / 2 remote.
• Medical, Dental, and Vision coverage.
• Unlimited PTO with a culture that encourages use.
• 401(k) match up to 4%.