Credit Analyst - Remote

Overview

The Credit Analyst is responsible for assessing and mitigating the financial risk associated with consumer and commercial automotive loan and unsecured personal loan applications at Plenti, a fintech lender in Australia.

In Short

• Assess creditworthiness of loan applications.
• Evaluate financial stability and repayment capacity of applicants.
• Ensure compliance with Australian lending regulations.
• Identify potential fraud or misrepresentation.
• Communicate credit decisions to stakeholders.
• Adhere to internal credit policies and KPIs.
• Conduct quality reviews of customer identification.
• Maintain regulatory compliance.
• Provide clear explanations of credit requirements.
• Work within team SLA requirements.

Requirements

• 4+ years of delegated lending authority experience.
• Expertise in Equifax Comprehensive Credit Reporting.
• Experience in a lending institution or financial services environment.
• Experience in credit analysis or risk management.
• Strong analytical and problem-solving skills.
• Excellent attention to detail.
• Familiarity with Australian lending regulations.
• Strong communication skills.

Benefits

• Opportunity to make a difference in a growing fintech company.
• Dynamic and innovative work environment.
• Be part of a team with big ambitions.
• Competitive salary and benefits.
• Professional development opportunities.