Credit Risk Senior Manager, Underwriting - Remote

Overview

As Marqeta’s Credit Risk Senior Manager, Underwriting, you will lead our credit risk strategy helping us to launch successful credit programs. You will drive innovation to establish best in class credit strategies and underwriting models. You will work closely with internal stakeholders including Banking, Product, Finance, and Data while partnering and building strong relationships with external bank partners and customers.

In Short

• Build, review, and refine Marqeta's consumer and business underwriting strategies
• Proactively monitor and adjust Marqeta’s credit policies based on performance and risk trends
• Work with data scientists to build best in class credit risk and cash flow models
• Establish credit strategies for our consumer and commercial credit card programs that directly drive KPIs
• Draft underwriting and risk documentation, work with bank partners on model validation and governance
• Partner with product to build modern credit stacks and data strategy leveraging financial datasets
• Provide analytical support and materials for capital markets and co-brand partners
• Provide risk consulting services to our bank partners and customers

Requirements

• 8+ years of experience in credit, fintechs preferred
• Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math or similar fields
• Experience partnering with product and finance teams
• Expertise in Excel and SQL modeling
• Experience in capital markets or fraud management
• Strong verbal and written communication skills
• Ability to work in a fast-paced, dynamic environment

Benefits

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution
• Equity in a publicly-traded company
• Family-forming benefits and up to 20 weeks of Parental Leave
• Free therapy sessions and financial coaching
• Monthly stipend to support our remote work model
• Annual “development dollars” for growth and development
• Freedom to live and work wherever you thrive